Annuity Services
☎+1 888-213-3537The Myths About Annuities
We want to clear up some common misconceptions so you can make informed decisions with confidence.
All Annuities Have High Fees
Annuity fees vary significantly depending on the type. Fixed annuities and MYGAs often have NO annual fees, while variable and indexed annuities may include rider charges or management fees. It's important to compare.
Annuities Are Only for Retirees
While annuities are popular retirement tools, they're also useful for anyone looking for tax-deferred growth, guaranteed income, or legacy planning regardless of age.
You'll Lose Money if the Market Drops
With Fixed and Fixed Index Annuities, your principal is protected from market losses. You participate in gains (up to a cap) without the downside risk.
You Lose Control of Your Money
Many annuities offer flexible withdrawal options, penalty-free withdrawal windows, and death benefits to ensure you maintain access and control.
Understanding annuities for retirement income.
Your Path to a Secure Retirement
At Intermarq, we're on a mission to help you understand annuities — one of the most powerful financial tools for building a secure retirement. Whether you're planning ahead or already retired, annuities can provide guaranteed income, tax advantages, and peace of mind. Our team specializes in matching clients with the right annuity products based on their unique financial goals, risk tolerance, and timeline. Whether you're looking for guaranteed income, market-linked growth without the risk, a simple, single premium solution, or legacy planning — Intermarq has you covered.
Our Annuity Solutions
Explore the annuity types we offer — each designed for a different stage of your financial journey.
Fixed Annuity
Offers a guaranteed interest rate over a set period, providing stable, predictable returns. Ideal for conservative investors.
Single Premium Immediate
Send a lump sum, get regular payments immediately in return. Best for those needing immediate income in retirement. (SPIA, DIA, L65+)
MYGA
A type of fixed annuity that guarantees a set interest rate for a multi-year term. Great for those seeking predictable, safe growth.
Deferred Income Annuity
Invest now and begin receiving income at a future date. Ideal for long-term retirement planning and guaranteed income.
Fixed Index Annuity
Returns are tied to a market index's performance without direct market risk. Ideal for growth-seeking investors who want downside protection.
Request Your Annuity Illustration
Not ready to apply just yet? Tell us what you're interested in and we'll prepare a personalized illustration and reach out — no pressure, no obligation.
Thank you!
We've received your request and a licensed agent will prepare your illustration and reach out shortly.
INTERMARQ — Take Action. Get Started Today.
At Intermarq, We're With You Every Step of the Way
Disclaimer: Intermarq Insurance Agency LLC and its affiliated agents are licensed insurance professionals. The information provided on this page is for educational purposes only and does not constitute financial or legal advice. Annuity products are issued by insurance carriers and are subject to their terms, conditions, and availability. Guarantees are based on the claims-paying ability of the issuing insurance company. Past performance is not indicative of future results. Please consult with a qualified financial professional before making any decisions regarding annuity products. Intermarq Insurance Agency LLC does not provide tax, legal, or investment advice. Your information is kept strictly confidential and is used solely for contact and servicing purposes. We do not sell our clients’ personal information to third-party marketers. Personally identifiable information is collected only through the official policy-submission process, in accordance with our Privacy Policy and applicable state and federal law.
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