Privacy Notice

This Privacy Notice for Intermarq Agency LLC ("we," "us," "our") describes how and why we might access, collect, store, use, and/or share ("process") your personal information when you use our services ("Services"), including when you visit our website at https://intermarqinsuranceagency.com, or engage with us in other related ways, including sales, marketing, or events.

Questions or concerns? Reading this notice will help you understand your privacy rights and choices. We are responsible for making decisions about how your personal information is processed. If you do not agree with our policies and practices, please do not use our Services.

Summary of key points

• What personal information do we process? We may process personal information depending on how you interact with us and the Services, the choices you make, and the products and features you use.
• Do we process sensitive personal information? Some information may be considered "sensitive" in certain jurisdictions — for example racial or ethnic origin, sexual orientation, or religious beliefs. We do not process sensitive personal information of this kind.
• Do we collect information from third parties? We may collect information from public databases, marketing partners, social media platforms, and other outside sources.
• How do we process your information? To provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law — and for other purposes with your consent. We process your information only when we have a valid legal reason to do so.
• Who do we share personal information with? We may share information in specific situations and with specific third parties.
• What are your rights? Depending on where you are located, applicable privacy law may give you certain rights regarding your personal information.
• How do you exercise your rights? The easiest way is by submitting a data subject access request, or by contacting us. We will consider and act upon requests in accordance with applicable data protection laws.

1. What information do we collect?

Personal information you disclose to us. We collect personal information that you voluntarily provide when you register on the Services, express interest in obtaining information about us or our products, participate in activities on the Services, or otherwise contact us. We do not process sensitive information. All personal information you provide must be true, complete, and accurate, and you must notify us of any changes.

Information automatically collected. Some information — such as your IP address and browser and device characteristics — is collected automatically when you visit our Services. This does not reveal your specific identity but may include device and usage information, operating system, language preferences, referring URLs, location, and how you use our Services. This is needed to maintain security and operation, and for internal analytics and reporting. Like many businesses, we also collect information through cookies and similar technologies (see our Cookie Policy).

2. How do we process your information?

We process your personal information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent.

3. When and with whom do we share your personal information?

We may need to share your personal information in the following situations:

• Business transfers — in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or part of our business.
• Affiliates — our parent company and any subsidiaries, joint venture partners, or other companies under common control, who will be required to honor this notice.
• Business partners — to offer you certain products, services, or promotions.

4. Do we use cookies and other tracking technologies?

We may use cookies and similar tracking technologies (like web beacons and pixels) to gather information when you interact with our Services. Some help maintain security, prevent crashes, fix bugs, save preferences, and support basic site functions. We also permit third parties and service providers to use tracking technologies for analytics and advertising, including tailoring ads to your interests. Specific detail is set out in our Cookie Policy.

5. How do we handle your social logins?

If you register or log in using a third-party social media account, we will receive certain profile information from that provider — often your name, email address, friends list, and profile picture. We use that information only as described in this notice. We do not control, and are not responsible for, other uses of your information by your social media provider; review their privacy notice to understand their practices.

6. Is your information transferred internationally?

Our servers are located in the United States. If you access our Services from outside the United States, your information may be transferred to, stored, and processed by us and the third parties with whom we share it (see section 3 above) in the United States and other countries. If you are located in the EEA, UK, or Switzerland, we take all necessary measures to protect your personal information in accordance with this notice and applicable law.

7. How long do we keep your information?

We keep your information only as long as necessary for the purposes in this notice, unless a longer period is required or permitted by law (tax, accounting, or other legal requirements). When there is no ongoing legitimate business need, we delete or anonymize it, or, if that isn't possible, securely store and isolate it from further processing until deletion is possible.

8. Do we collect information from minors?

We do not knowingly collect, solicit, or market to children under 18, nor knowingly sell such personal information. By using the Services, you represent that you are at least 18, or the parent or guardian of a minor and consent to that minor's use of the Services. If we learn that we've collected data from a user under 18, we will deactivate the account and delete such data. If you become aware of any such data, contact us at contactbiz@intermarqinsuranceagency.com.

9. What are your privacy rights?

You may review, change, or terminate your account at any time, depending on your country, province, or state of residence. Withdrawing consent: where we rely on your consent to process your information, you may withdraw it at any time using the contact details below; this will not affect the lawfulness of processing before withdrawal. Account information: to review, change, or terminate your account, contact us — we will deactivate or delete your account and information from our active databases, though we may retain some information to prevent fraud, troubleshoot, assist investigations, enforce our legal terms, or comply with legal requirements.

10. Controls for Do-Not-Track features

Most browsers and some mobile operating systems include a Do-Not-Track ("DNT") feature. No uniform technology standard for recognizing DNT signals has been finalized, so we do not currently respond to DNT browser signals. If a standard we must follow is adopted, we will inform you in a revised notice.

11. Do we make updates to this notice?

We may update this notice from time to time; the updated version will show a revised date at the top. If we make material changes, we may notify you by prominently posting a notice or sending a direct notification. We encourage you to review this notice frequently.

12. How can you contact us about this notice?

13. How can you review, update, or delete the data we collect from you?

Based on the applicable laws of your country, you may have the right to request access to the personal information we collect from you, details about how we've processed it, correct inaccuracies, or delete your personal information, and to withdraw your consent to our processing of it. These rights may be limited in some circumstances by applicable law. To request to review, update, or delete your personal information, please fill out and submit a data subject access request.